RETIREMENT IDEAS:

We make retirement saving simple. We have different options depending on your individual needs. One product we have is a Deferred Indexed Annuity for ten years. You can contribute as low as $100 per month and earn 5% immediate interest credit on every premium paid in the first seven years plus four crediting strategies to increase your returns. You can even access 10% of the accumulated value each year without penalty. Call us now for the complete details.


4TH QUARTER MARKET REVIEW:

Retail sales declined in December to end the weakest year since 2009. Corporate earnings are down for the fourth straight quarter. China’s slowdown continued. China has been borrowing at an unprecedented rate and has a credit bubble that has ballooned to $28 trillion in an economy growing at its slowest pace in 25 years. That $28 trillion is 282% of their GDP. The US debt to GDP ratio is 102%. This is high as US debt has become and China’s is three times bigger. The emerging countries are very dependent on China and as they slow down, they are slowing down the US economy too. Oil prices continue to drop with the prospect of Iran coming online and with the Saudis determined to affect the US domestic oil business. This has a huge effect on many emerging countries that depend on oil exports for their revenue. These countries are being pushed into recession. China and the emerging countries represent 55% of the world’s economic growth. As they all start falling into recession, it is very likely that they will pull the US economy down too. Europe and Japan, are both in recession. Those countries, like China, are engaged in a borrowing mode to try to stimulate their economies. Call us now for a free consultation.


FOR SMALL BUSINESS OWNERS:

What is your financial goal? If you are a business owner seeking a retirement funding opportunity or evaluating your existing retirement plan, you are probably seeking your ultimate financial goal. You've worked had to achieve your successful financial standing. Now you are ready to reap the rewards of hat financial success with a prudent, carefully planned strategy to help you achieve your financial goal. But just how do you do that, and is there a way to combine achieving your financial goals with reducing your current taxes? We can help you achieve your retirement goals. A pension plan designed specifically for your business may be the solution.


We are PURIFICACION AND ASSOCIATES. We provide finance, insurance, pension and tax solutions to individuals and small businesses.

With many years of professional experience and a wide range of qualifications in accounting, business, insurance, payroll, and tax services , our firm offers the highest level of service for individuals, corporations, partnerships, and numerous other clients.

If you're looking for a firm large enough to offer a full array of accounting, business, insurance, payroll, and tax services , but small enough to know you on a personal basis, than look no further. Our fees are reasonable and affordable. Our primary focus is on helping entrepreneurs manage the daily, weekly, monthly tasks that are essential to keeping their businesses going. We take care of these important details so that business owners can focus on what they do best - running the business.

Our firm has managed to achieve this difficult balance. On the one hand, we're large enough to have a carefully chosen staff of experts who can handle not only the everyday needs of most of our clients but also the very specialized requirements of our clients. On the other hand, we're small enough that you'll feel at home each time you call or visit.

So click around our site and get a feel for what we can do for you - we offer a personalized and customized service that is based on what you really need. .

And when you're ready, call us. We offer free consultation and free parking.


2014 AWARD:

Purificacion and Associates is the Best Retirement Planning Services awardee from CERRITOS AWARD PROGRAM.

2014 Cerritos Award Program


2015 AWARD:

Purificacion and Associates is an award winning service provider from THUMBTACK.